Statement-only, privacy-first

Drop statements.Get clarity.

Upload bank statements. Instantly see where your money goes, track net worth, and monitor assets and liabilities — without linking your bank.

Start in minutes
No bank connections. Ever.
PDF, CSV, Excel
Upload → Full financial picture
Net worth + cashflow
Built for professionalsPrivacy-first by designStatement-only processing
Multi-Account SnapshotAcross 4 accounts

Net Worth

£128,450

+£2,180 this month

Assets vs Liabilities

£212,900 · £84,450

Mortgage + credit cards

Account CoverageMulti-currency
Checking · GBP
£24,380
Savings · USD
$31,420
Brokerage · EUR
€18,900
Card · GBP
£2,140
Multi-account consolidation

Combine multiple banks and cards into one clean ledger view.

Automatic categorisation

AI categories plus date-coverage checks so gaps are obvious.

Assets, liabilities, net worth

Track your balance sheet alongside cashflow — all from statements.

Who it’s for

Made for people who need a full financial picture.

Multi-account professionals

Consolidate checking, credit cards, and savings in one place.

Planning for milestones

Mortgage prep, financial planning, and debt payoff tracking.

Global investors

Track assets across currencies with clear valuation history.

Track your complete financial picture

Assets, liabilities, net worth — finally in one view.

Monetrails turns statement uploads into a living balance sheet, not just a spend chart.

Automatic balance anchors from statements
Statement integrity and date-coverage checks
Multi-currency aware net worth tracking
AI extractionEnabled
Bank connectionsNever required

Why not Excel?

Spreadsheets break when data grows. Monetrails keeps the ledger clean automatically.

No manual formulas

Categories, totals, and rollups update without spreadsheet upkeep.

No broken files

Uploads stay structured with validation and date coverage checks.

No reconciliation headaches

Multi-account consolidation without copy-paste or VLOOKUPs.

Pricing

Choose the plan that matches your workflow. Upgrade anytime.

Monthly billing

Welcome Offer

Free Pro plan for the first 3 months

Use code at checkout:

WELCOMEOFFER

Subscription Plans Comparison

No subscription plans found. Add or activate plans in admin to populate this section.